Use your Mercury Mastercard® to easily pay off higher rate credit cards and loans.
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Mercury
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Account ending in: [Last 4]
Transfer Balances and Save On Interest
Now is the perfect time to pay off your higher rate credit cards and loans by transferring balances to your Mercury Mastercard. Simply select the offer that’s right for you!
Two great options
Lower APR
[promo_rate1]% Promotional APR on Balance Transfers for [promo_months1] months.1
After that, a [contract_rate]% [rate_type] APR will apply.
OR
More Time
[promo_rate2]% Promotional APR on Balance Transfers for [promo_months2] months.1
After that, a [contract_rate]% [rate_type] APR will apply.
This special online Balance Transfer offer expires on [Month DD, YYYY].
Transfer now
The fee for Balance Transfers is [BT_feepercentage]%, with a $[BT_FeeMin] minimum, [and a $[BT_FeeMax] maximum.]
Please note: You will be charged interest on Purchases from the transaction date unless you pay the entire New Balance shown on your statement (including the Balance Transfer) by your first payment due date.
1Balance Transfer Terms & Conditions
Interest and Fee Information:
APRs For These Balance Transfer Offers:
Lower APR Offer: [promo_rate1]% promo APR for [promo_months1] months. [contract_rate]% after that. [This APR will vary with the market based on the Prime Rate.]
More Time Offer: [promo_rate2]% promo APR for [promo_months2] months. [contract_rate]% after that. [This APR will vary with the market based on the Prime Rate.]
Balance Transfer Fee: Either $[BT_FeeMin] or [BT_feepercentage]% of the amount of each transfer, whichever is greater [(maximum fee: $[BT_FeeMax]).]
Interest Charges: We begin charging interest on Balance Transfers on the posting date, which is within 2 business days of the date the Balance Transfer is requested.
Respond By: The Balance Transfer must be requested by [MM/DD/YY] for the promotional APR to apply.
Right to Decline: We may decline your Balance Transfer if the Balance Transfer amount plus balance transfer fee exceeds your available credit or if your account is not in good standing. We reserve the right not to process Balance Transfer requests for any reason.
Restrictions: Balance Transfers may not be used to pay an existing credit card account with us. You agree to transfer a balance only from an account that lists you as an accountholder and is at a financial institution. Any Balance Transfer you make is subject to the terms of your Cardmember Agreement. Balance Transfer transactions do not have the same charge back rights as transactions conducted with a credit card. Be sure you don't transfer any disputed purchase or other charge amount because you may lose your dispute rights. The minimum payment requirement can cause promotional balances to be paid in full prior to the end of the promotional period.
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Contact us at:
Card Services, PO Box 84064, Columbus, GA 31908
(844) 303-5355
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This card is issued by First Bank & Trust, Brookings, SD pursuant to a license by Mastercard International.